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Energy 8 min read November 30, 2025

Are Heat Pumps Worth It? The Real Numbers by Climate Zone

Heat pumps are 3–5× more efficient than gas furnaces — but savings depend on your climate, tariff, and home envelope. Here's how to model it.

COP, and why it matters

Coefficient of Performance = heat delivered / electricity in. A COP of 3.5 means for every 1 kWh of electricity, you get 3.5 kWh of heat. Modern cold-climate heat pumps sustain COP 2.5+ down to −15°C.

Where the savings come from

Replacing an 85% efficient gas furnace with a COP-3.5 heat pump cuts primary energy use by ~65% and emissions by 50–80%, depending on your grid.

Frequently asked questions

Do heat pumps work in freezing weather?
Modern cold-climate models work efficiently to −25°C. Below that, backup resistance heating kicks in briefly.
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